Zdolność kredytowa – paźdzernik 2017

Przygotowaliśmy Państwa Zestawienie Zdolnościowe dla kredytów w PLN na październik 2017.

Tabela poniżej oraz wykres zawierają maksymalne kwoty kredytów dostępne w poszczególnych bankach. Do wyliczeń zostały przyjęte minimalne koszty utrzymania gospodarstwa domowego i w miarę rozsądny cross-sell. W tabeli została także ujęta wysokość raty, przy założeniu, że kredyt będzie brany na 30 lat. Podobnie, jak w poprzednim miesiącu, do celów obliczeniowych przyjęliśmy
4 warianty:

1. Singiel z dochodem 3,5 tys. brutto
2. Małżeństwo bez dzieci – 5 tys. brutto
3. Rodzina 2+1 z dochodem 6 tys. brutto
4. Rodzina 2+2 z dochodem 10 tys. brutto

Tabela poniżej oraz wykres zawierają maksymalne kwoty kredytów dostępne w poszczególnych bankach. Do wyliczeń zostały przyjęte minimalne koszty utrzymania gospodarstwa domowego i w miarę rozsądny cross-sell.

ZDOLNOŚĆ W PLN PAŹDZIERNIKU 2017

BANK Singiel – 3 500 zł brutto 2 os. – 5 000 zł brutto 2 os. + 1 – 6 000 zł brutto 2 os. + 2 – 10 000 zł brutto
Alior Bank 228 462,73 zł 257 932,31 zł 225 477,32 zł 540 233,65 zł
BGŻ BNP Paribas 222 700,00 zł 307 700,00 zł 245 800,00 zł 630 400,00 zł
BOŚ 210 700,00 zł 288 871,79 zł 230 653,88 zł 590 496,11 zł
BZ WBK 204 445,00 zł 280 483,73 zł 237 502,00 zł 566 168,55 zł
DB PBC 157 000,00 zł 217 000,00 zł 215 000,00 zł 610 000,00 zł
Eurobank 219 754,66 zł 283 181,70 zł 237 793,77 zł 582 912,82 zł
ING 242 494,00 zł 296 907,00 zł 245 818,00 zł 607 286,00 zł
mBank 204 096,30 zł 251 699,36 zł 224 185,67 zł 514 899,16 zł
Millenium 192 000,00 zł 262 000,00 zł 228 000,00 zł 537 000,00 zł
Pekao SA 206 830,00 zł 272 750,00 zł 211 100,00 zł 518 240,00 zł
PKO BP 172 500,00 zł 224 550,00 zł 164 000,00 zł 460 950,00 zł
Raiffeisen 187 200,00 zł 235 425,45 zł 189 177,53 zł 527 938,26 zł
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